{"id":5422,"date":"2023-11-03T20:18:41","date_gmt":"2023-11-03T12:18:41","guid":{"rendered":"https:\/\/xiaguangshe.com\/?p=5422"},"modified":"2023-11-30T18:10:41","modified_gmt":"2023-11-30T10:10:41","slug":"%e8%b7%a8%e5%a2%83%e7%94%b5%e5%95%86%ef%bc%8c%e6%9c%89%e5%a4%9a%e5%b0%91%e6%b5%b7%e5%a4%96%e6%94%af%e4%bb%98%e8%a1%80%e6%b3%aa%e5%8f%b2%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/xiaguangshe.com\/en\/5422\/","title":{"rendered":"\u8de8\u5883\u7535\u5546\uff0c\u6709\u591a\u5c11\u6d77\u5916\u652f\u4ed8\u8840\u6cea\u53f2\uff1f"},"content":{"rendered":"<p>\u6d77\u5916\u652f\u4ed8\uff0c\u662f\u4e00\u4e2a\u9ad8\u5ea6\u4fe1\u606f\u4e0d\u5bf9\u79f0\u7684\u884c\u4e1a\u3002<\/p>\n<p>\u8bb8\u591a\u8de8\u5883\u7535\u5546\u8fd0\u8425\u8005\uff0c\u5bf9\u4e8e\u652f\u4ed8\u5bf9\u5b9e\u9645\u4ea4\u6613\u989d\u7684\u5f71\u54cd\u5341\u5206\u61f5\u61c2\uff0c\u5e76\u4e0d\u4e86\u89e3\u652f\u4ed8\u6210\u529f\u7387\u4e2d\u7684\u91cd\u70b9\u201c\u5173\u7a8d\u201d\u3002\u8fd9\u6837\u4e00\u6765\uff0c\u8bb8\u591a\u8de8\u5883\u5546\u5bb6\u90fd\u65e0\u5f02\u4e8e\u5192\u7740\u6d77\u5916\u652f\u4ed8\u5927\u5fcc\uff0c\u5728\u51fa\u6d77\u8fc7\u7a0b\u4e2d\u201c\u88f8\u5954\u201d\u548c\u201c\u76f2\u98de\u201d\u3002<\/p>\n<div class=\"wrap-img image ext_img\"><img decoding=\"async\" class=\"image ext_img  aligncenter\" src=\"https:\/\/gbres.dfcfw.com\/Files\/iimage\/20231103\/CA91137E3A5480F5DF6642FCB628BCA0_w640h437.png\" alt=\"\" data-imglabel=\"\" \/><\/div>\n<p>Checkout.com\u66fe\u7ecf\u5728\u7ebd\u7ea6\u8857\u5934\u505a\u8fc7\u4e00\u5219\u5e7f\u544a\uff1a<\/p>\n<p>99.9% of your DNA is identical to the person next to you. 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class=\"wrap-img image ext_img\"><img decoding=\"async\" class=\"image ext_img  aligncenter\" src=\"https:\/\/gbres.dfcfw.com\/Files\/iimage\/20231103\/6BEAF28F7E4A9EB723F50F6B32747D4E_w640h634.jpg\" alt=\"\" data-imglabel=\"\" \/><\/div>\n<div class=\"wrap-img image ext_img\"><img decoding=\"async\" class=\"image ext_img\" src=\"https:\/\/gbres.dfcfw.com\/Files\/iimage\/20231103\/B61B24049B61A4AC494562234D4A7311_w640h371.jpg\" alt=\"\" data-imglabel=\"\" \/><\/div>\n<p><strong>\u5173\u4e8e\u652f\u4ed8<\/strong>\uff0c<\/p>\n<p>\u4f60\u4e0d\u77e5\u9053\u7684\u90a3\u4e9b\u4e8b\u513f<\/p>\n<p>\u8c08\u53ca\u51fa\u6d77\u4e1a\u52a1\uff0c\u6211\u4eec\u5f80\u5f80\u90fd\u70ed\u8877\u4e8e\u804a\u6d41\u91cf\u3001\u804a\u8425\u9500\u3001\u804a\u54c1\u724c\u3001\u804a\u7b56\u7565&#8230;&#8230;\u800c<strong>\u4f5c\u4e3a\u51fa\u6d77\u4e1a\u52a1\u7684\u201c\u91d1\u8109\u201d\uff0c\u4e5f\u5c31\u662f\u652f\u4ed8\u73af\u8282\u7684\u8bbe\u8ba1\uff0c\u91cd\u8981\u7a0b\u5ea6\u5f80\u5f80\u88ab\u5927\u91cf\u5ffd\u7565\u2014\u2014 \u53ea\u6709\u5728\u4f53\u4f1a\u4e86\u652f\u4ed8\u98ce\u9669\u7684\u5207\u80a4\u4e4b\u75db\u4e4b\u540e\uff0c\u652f\u4ed8\u73af\u8282\u7684\u91cd\u8981\u7a0b\u5ea6\u624d\u4f1a\u88ab\u54c1\u724c\u548c\u5546\u5bb6\u5207\u5b9e\u5730\u8ba4\u8bc6\u5230\u3002<\/strong><\/p>\n<p><strong>\u51fa\u6d77\u4eba\u90fd\u77e5\u9053\uff0c\u652f\u4ed8\u670d\u52a1\u7684\u95e8\u69db\u5f88\u9ad8<\/strong>\u3002\u4f46\u8bb8\u591a\u51fa\u6d77\u4eba\u53ef\u80fd\u90fd\u4e0d\u77e5\u9053\uff0c\u6bcf\u5e74\u90fd\u6709\u591a\u5c11\u5927\u5927\u5c0f\u5c0f\u7684\u652f\u4ed8\u516c\u53f8\u6b63\u5728\u7206\u96f7\uff1a\u4eceWirecard\u4e11\u95fb\uff0c\u5230Plastiq\u7834\u4ea7\uff0c\u751a\u81f3\u8bb8\u591a\u56fd\u5185\u7684\u51fa\u6d77\u4f01\u4e1a\u7684\u652f\u4ed8\u670d\u52a1\u673a\u6784\uff0c\u4e5f\u6b63\u5728\u5e02\u573a\u6d17\u724c\u4e2d\u6084\u7136\u9000\u51fa\u3002<\/p>\n<p>\u4e8b\u5b9e\u4e0a\uff0c\u4efb\u4f55<strong>\u4fe1\u606f\u4e0d\u5bf9\u79f0\u6027\u9ad8<\/strong>\u7684\u884c\u4e1a\uff0c\u7532\u4e59\u53cc\u65b9\u7684\u8ba4\u77e5\u90fd\u5177\u6709\u6216\u5927\u6216\u5c0f\u7684\u9e3f\u6c9f\uff0c\u800c\u7532\u65b9\u5219\u5bb9\u6613\u5bf9\u4ec5\u81ea\u5df1\u89c6\u7ebf\u6240\u80fd\u53ca\u7684\u51e0\u5bb6\u670d\u52a1\u5546\u504f\u542c\u504f\u4fe1\u3002<\/p>\n<p><strong>\u652f\u4ed8\u5c31\u662f\u4e00\u4e2a\u5178\u578b\u7684\u4fe1\u606f\u4e0d\u5bf9\u79f0\u7684\u884c\u4e1a<\/strong>\uff1a\u5728\u652f\u4ed8\u8fd9\u4e2a\u73af\u8282\u6709\u592a\u591a\u4f60\u4e0d\u77e5\u9053\u7684\u4e8b\u60c5\u6b63\u5728\u53d1\u751f\u3002<\/p>\n<p><strong>\u652f\u4ed8\u516c\u53f8\u559c\u6b22\u7f57\u5217\u8d44\u6e90<\/strong>\uff1a\u8986\u76d6\u5730\u533a\uff0c\u652f\u6301\u5e01\u79cd\uff0c\u724c\u7167\u6570\u91cf\u3002<\/p>\n<p>\u800c\u5173\u4e8e<strong>\u6d77\u5916\u652f\u4ed8\u201c\u771f\u6b63\u81f4\u547d\u201d\u7684\u90a3\u4e9b\u4e8b\u513f<\/strong>\uff0c\u8bb8\u591a\u652f\u4ed8\u516c\u53f8\u4e0d\u4f1a\u544a\u8bc9\u4f60\u3002<\/p>\n<p>\u5c24\u5176\u662f\u771f\u6b63\u5173\u4e8e\u652f\u4ed8\u7684\u8840\u6cea\u53f2\u7684\u6545\u4e8b\uff0c\u8bb8\u591a\u652f\u4ed8\u516c\u53f8\u4f1a\u9009\u62e9\u907f\u800c\u4e0d\u8c08\u3002<\/p>\n<p>\u6bd4\u5982\u66fe\u6709\u4e00\u4e2a\u771f\u5b9e\u6848\u4f8b\uff0c\u4e00\u5bb6\u51fa\u6d77\u7535\u5546\u72ec\u7acb\u7ad9\uff0c\u6708\u5747\u8ba2\u5355\u539f\u672c\u6708\u5747\u8ba2\u535560K+\uff0c\u652f\u4ed8\u6210\u529f\u7387\u572890%\u5de6\u53f3\u3002<strong>\u5546\u6237\u53cd\u9988\u5176\u5728\u652f\u4ed8\u73af\u8282\u6ca1\u6709\u53d1\u73b0\u75db\u70b9\u3002<\/strong>\u7136\u800c\u5728\u63a5\u5165\u65b0\u7684\u652f\u4ed8\u516c\u53f8\u7684\u65b0\u901a\u9053\u4ec51\u4e2a\u6708\u540e\uff0c\u5728\u8425\u9500\u529b\u5ea6\u4e0d\u53d8\u7684\u524d\u63d0\u4e0b\uff0c\u8be5\u5546\u6237\u5f53\u6708\u8ba2\u5355\u91cf\u4e0a\u5347\u81f370K+\uff0c\u652f\u4ed8\u6210\u529f\u7387\u4e5f\u51fa\u73b0\u4e86\u5c0f\u5e45\u4e0a\u6da8\u3002<\/p>\n<p><strong>Gap\u7a76\u7adf\u5728\u54ea\u91cc\uff1f<\/strong><\/p>\n<div class=\"wrap-img image ext_img\"><img decoding=\"async\" class=\"image ext_img  aligncenter\" src=\"https:\/\/gbres.dfcfw.com\/Files\/iimage\/20231103\/E24EB2C0BDC569D44DE000D127957DCC_w640h373.png\" alt=\"\" data-imglabel=\"\" \/><\/div>\n<p>\u9057\u61be\u7684\u662f\uff0c\u5728\u6b64\u4e4b\u524d\uff0c\u7531\u4e8e\u652f\u4ed8\u6570\u636e\u9ed1\u76d2\uff0c\u5224\u65ad\u7ef4\u5ea6\u57fa\u51c6\u4e0d\u4e00\uff0c\u7f3a\u4e4f\u6570\u636e\u5206\u6790\u7b49\u4e00\u7cfb\u5217\u539f\u56e0\uff0c\u51fa\u6d77\u5546\u6237\u5e76\u672a\u610f\u8bc6\u5230\u4ea4\u6613\u5c45\u7136\u5728\u652f\u4ed8\u73af\u8282\u6709\u5982\u6b64\u5927\u7684\u6d41\u5931\uff0c\u66f4\u65e0\u6cd5\u51c6\u786e\u8ffd\u8e2a\u5230\u6d41\u5931\u7684\u51c6\u786e\u539f\u56e0\uff0c\u5373<strong>\u652f\u4ed8\u8bef\u62d2\uff08False Decline\uff09\u3002<\/strong><\/p>\n<div class=\"wrap-img image ext_img\"><img decoding=\"async\" class=\"image ext_img\" src=\"https:\/\/gbres.dfcfw.com\/Files\/iimage\/20231103\/267DCF84C80C0F8EDCFA76ACB94F8BA6_w640h371.jpg\" alt=\"\" data-imglabel=\"\" \/><\/div>\n<p><strong>\u652f\u4ed8False Decline\u635f\u5931<\/strong>\uff0c<\/p>\n<p>\u4e0a\u9650\u5f88\u9ad8<\/p>\n<p><strong>False Decline\uff08\u652f\u4ed8\u8bef\u62d2\uff09\uff0c\u662f\u4e00\u4e2a\u4ec0\u4e48\u6837\u7684\u573a\u666f\uff1f<\/strong><\/p>\n<p>\u6bd4\u5982\u8bf4\u4e00\u4e2a\u5b9a\u5c45\u5728\u52a0\u5dde\u7684\u4fe1\u7528\u5361\u6301\u5361\u4eba\u51fa\u5dee\u81f3\u5fb7\u5dde\uff0c\u7136\u540e\u5728\u7535\u5546\u5e73\u53f0\u4e0b\u5355\u4e86\u4e00\u4e2a\u5ba2\u5355\u4ef7\u5728500\u7f8e\u91d1\u4ee5\u4e0a\u7684\u5927\u4ef6\u5546\u54c1\uff0c\u800c\u8be5\u6301\u5361\u4eba\u4e4b\u524d\u7684\u6d88\u8d39\u4e60\u60ef\u53ef\u80fd\u662f\u6bcf\u5355\u51e0\u5341\u7f8e\u91d1\u3002\u7ed3\u679c\u4ea4\u6613\u88ab\u94f6\u884c\u62d2\u7edd\u4e86\u3002<\/p>\n<p><strong>\u5728\u6d77\u5916\u8bb8\u591a\u56fd\u5bb6\uff0c\u94f6\u884c\u548c\u5361\u7ec4\uff0c\u4f1a\u5904\u4e8e\u4fdd\u62a4\u6d88\u8d39\u8005\u7684\u76ee\u7684\uff0c\u5bf9\u9ad8\u98ce\u9669\u4ea4\u6613\u4f5c\u51faFalse Decline\uff08\u652f\u4ed8\u8bef\u62d2\uff09\u7684\u5224\u65ad\u3002<\/strong><\/p>\n<p>\u6839\u636eCheckout.com\u4e0e\u725b\u6d25\u7ecf\u6d4e\u7814\u7a76\u9662\u57282023\u5e74\u8054\u5408\u8fdb\u884c\u7684\u4e00\u9879\u8c03\u7814\u663e\u793a\uff0c\u7f8e\u3001\u82f1\u3001\u6cd5\u3001\u5fb7\u56db\u56fd\u5728\u8fc7\u53bb\u4e09\u5e74\u91cc\uff0c\u56e0\u4e3a\u201cFalse Decline\uff08\u8bef\u62d2\uff09\u201d\u800c\u5bfc\u81f4\u7684\u4ea4\u6613\u635f\u5931\uff0c\u9ad8\u8fbe507\u4ebf\u7f8e\u5143\u3002<\/p>\n<p>\u201cFalse Decline\uff08\u8bef\u62d2\uff09\u201d\u5360\u4ea4\u6613\u603b\u989d\u767e\u5206\u6bd4\uff0c\u90fd\u51fa\u73b0\u663e\u8457\u589e\u957f\u3002<strong>\u5c24\u5176\u5728\u7f8e\u56fd\u548c\u82f1\u56fd\uff0c\u51e0\u4e4e\u7ffb\u4e86\u4e00\u756a<\/strong>\u3002<\/p>\n<div class=\"wrap-img image ext_img\"><img decoding=\"async\" class=\"image ext_img  aligncenter\" src=\"https:\/\/gbres.dfcfw.com\/Files\/iimage\/20231103\/59F5C84FBC48A2F2833FAD9519F39F40_w640h511.png\" alt=\"\" data-imglabel=\"\" \/><\/div>\n<p>2019-2022\u6b27\u7f8e\u90e8\u5206\u5730\u533a\u56e0\u652f\u4ed8\u8bef\u62d2\u5bfc\u81f4\u7684\u635f\u5931<\/p>\n<p>\u4e0d\u53ef\u5426\u8ba4\uff0c\u8fd9\u662f\u4e00\u7b14\u5de8\u5927\u7684\u4ea4\u6613\u6d41\u5931\u3002\u4ea4\u6613\u88ab\u62d2\u540e\uff0c\u6d77\u5916\u6d88\u8d39\u8005\u5f88\u53ef\u80fd\u8f6c\u5411\u540c\u7c7b\u7ade\u54c1\u3002\u8fd9\u6837\u4e00\u6765\uff0c\u524d\u671f\u8d2d\u4e70\u7684\u6295\u653e\u6d41\u91cf\uff0c\u5185\u90e8\u540c\u4e8b\u7684\u8f9b\u82e6\u8fd0\u8425\u90fd\u4ed8\u8bf8\u4e1c\u6d41\uff0c\u751a\u81f3\u6210\u4e3a\u4e86<strong>\u7ade\u54c1\u53cb\u5546\u7684\u201c\u5ac1\u8863\u201d<\/strong>\u3002<\/p>\n<p>\u5b83<strong>\u672c\u5e94\u662f\u4f60\u53ef\u83b7\u5f97\u7684GMV<\/strong>\uff0c\u5374\u5728\u652f\u4ed8\u73af\u8282\u88ab\u9519\u8bef\u5730\u62d2\u7edd\u4e86\u3002<\/p>\n<p>\u4e0d\u5c11\u4eba\u5e76\u6ca1\u6709\u7b97\u6e05\u8fd9\u7b14\u8d26\uff0c\u6bd4\u5982False Decline\uff08\u652f\u4ed8\u8bef\u62d2\uff09\u7684\u5e38\u89c1\u60c5\u51b5\uff1a<\/p>\n<div class=\"wrap-img image ext_img\"><img decoding=\"async\" class=\"image ext_img  aligncenter\" src=\"https:\/\/gbres.dfcfw.com\/Files\/iimage\/20231103\/983E2A073BE4F58E091A08F91721518C_w640h456.png\" alt=\"\" data-imglabel=\"\" \/><\/div>\n<div class=\"wrap-img image ext_img\"><img decoding=\"async\" class=\"image ext_img\" src=\"https:\/\/gbres.dfcfw.com\/Files\/iimage\/20231103\/FD2A54C0E2995173F1DB13D2634F1377_w640h366.jpg\" alt=\"\" data-imglabel=\"\" \/><\/div>\n<p><strong>\u672c\u5730\u652f\u4ed8\u65b9\u5f0f\uff0c<\/strong><\/p>\n<p>\u771f\u7684\u90a3\u4e48\u91cd\u8981\u5417\uff1f<\/p>\n<p>\u5f53\u7136\uff0c\u5f88\u591a\u7684\u652f\u4ed8\u516c\u53f8\u4f1a\u5f3a\u8c03<strong>\u672c\u5730\u652f\u4ed8\u65b9\u5f0f<\/strong>\u7684\u91cd\u8981\u6027\u3002<\/p>\n<p>\u7136\u800c<strong>\u5f53\u6211\u4eec\u5728\u804a\u8fd9\u4e9b\u4e94\u82b1\u516b\u95e8\u7684\u652f\u4ed8\u65b9\u5f0f\u65f6\uff0c\u6211\u4eec\u5230\u5e95\u5728\u804a\u4ec0\u4e48\uff1f<\/strong><\/p>\n<p>\u6240\u8c13\u51fa\u6d77\uff0c\u8981\u5bf9\u63a5\u672c\u5730\u652f\u4ed8\u65b9\u5f0f\uff0c\u6839\u672c\u76ee\u7684\u662f\u8d34\u5408\u672c\u5730\u7528\u6237\u4e60\u60ef\u2014\u2014 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Blind\u201d<\/strong>\uff0c\u4e5f\u5c31\u662f<strong>\u201c\u76f2\u98de\u201d<\/strong>\u3002<\/p>\n<div class=\"wrap-img image ext_img\"><img decoding=\"async\" class=\"image ext_img  aligncenter\" src=\"https:\/\/gbres.dfcfw.com\/Files\/iimage\/20231103\/993CFF7E7DC8B6704FCD87E3674BAD8C_w640h726.png\" alt=\"\" data-imglabel=\"\" 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